Navigate Insurance Regulations with Confidence
Fifty state regulations. NAIC standards. Cyber requirements. Constant examinations. Insurance carriers and agencies navigate a compliance labyrinth. AlignSure simplifies it.
Insurance Compliance Challenges
Insurance organizations face unique compliance burdens that vary by state, line of business, and regulatory jurisdiction.
Multi-State Regulatory Complexity
Operating in multiple states means navigating 50 different insurance departments, each with unique requirements for data security, breach notification, and examination preparation.
"We're licensed in 38 states. Tracking which regulations apply where is impossible." — Compliance Director
NAIC Model Law Adoption
The NAIC Insurance Data Security Model Law (#668) is being adopted state-by-state, each with variations. Compliance deadlines, requirements, and penalties differ dramatically.
"New York, Ohio, and South Carolina have different versions of the same law." — CISO
Regulatory Examination Readiness
State insurance examinations require instant access to policies, procedures, evidence of controls, and audit trails. Most carriers scramble for 2-3 weeks to compile documentation.
"During our last exam, we couldn't find half our security policies. It was humiliating." — VP Operations
Third-Party Vendor Risk
Insurance companies depend on dozens of vendors: claims processors, policy administration systems, actuarial software, and data aggregators. Each creates compliance risk.
"We have 47 vendors with access to policyholder data. We can't track their security." — Risk Manager
Cybersecurity Program Requirements
NAIC Model Law requires formal cybersecurity programs with risk assessments, incident response plans, and annual reporting. Building and maintaining these is overwhelming.
"We know we need a cyber program. We just don't know where to start." — IT Director
SOC 2 for Insurtech
Insurance companies selling to other carriers or MGAs need SOC 2 reports. Achieving SOC 2 Type II compliance requires 12+ months of evidence and continuous monitoring.
"We lost a $2M deal because we didn't have SOC 2. Never again." — CEO, Insurtech
How AlignSure Solves It
One platform. Fifty states mapped. Evidence automated. Examination-ready 24/7.
50-State Regulatory Intelligence
AlignSure maps NAIC Model Law variations across all 50 states and tracks adoption timelines. Know exactly which requirements apply to your licenses.
- Pre-built NAIC Model Law #668 control library
- State-by-state variation tracking (NY DFS, OH, SC, etc.)
- Automatic updates when states adopt new regulations
Pass Exams with Zero Stress
When state examiners request documentation? AlignSure exports everything instantly. Policies, evidence, audit trails—all in seconds.
- One-click examination report export (all required docs)
- Automated evidence collection from Microsoft 365 / Azure
- Audit trail for all policy updates and training completion
Vendor Risk Management for Insurance
Track all vendors with access to policyholder data, manage contracts, assess inherent risk, and demonstrate oversight to examiners.
- Centralized vendor inventory with contract repository
- Automated vendor risk scoring (data access + SOC 2 status)
- Annual vendor review workflows with examiner evidence
Insurance Organizations Using AlignSure
Real carriers. Real agencies. Real results.
Regional P&C Carrier
Challenge: Mid-sized property & casualty carrier licensed in 22 states faced state examination and couldn't produce required cybersecurity program documentation.
Solution: AlignSure built cybersecurity program aligned to NAIC Model Law, automated evidence collection, and generated examination report in 2 hours.
Result: Passed state examination with zero findings. Examiner said "best documentation we've seen."
Insurtech MGA
Challenge: Managing General Agent needed SOC 2 Type II to sell to carrier partners but had no compliance infrastructure.
Solution: AlignSure provided SOC 2 control library, automated evidence collection via Microsoft 365, and coordinated with auditor for Type II examination.
Result: Achieved SOC 2 Type II in 11 months. Closed $3.2M in new carrier partnerships.
Independent Insurance Agency Network
Challenge: 15-location agency network needed consistent data security policies across all offices for E&O insurance renewal.
Solution: AlignSure created centralized policy library distributed via SharePoint, tracked training completion, and generated E&O compliance attestation.
Result: E&O insurance renewed at 15% lower premium due to improved security posture.
Life Insurance Carrier
Challenge: Life carrier operating in NY needed to comply with 23 NYCRR 500 (DFS Cybersecurity Regulation) plus NAIC Model Law in 18 other states.
Solution: AlignSure mapped overlapping requirements, identified gaps, and created unified control framework satisfying all 19 states.
Result: Full compliance with NY DFS + 18 states. Eliminated 80% of duplicate work by identifying control overlaps.
Ready to Stop Examination Chaos?
Schedule a consultation. We'll map your regulatory obligations, find the gaps, and show you how AlignSure works.
30-minute consultation • No obligation • Insurance compliance specialists